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Texas Homestead, VA Exemption and BCAD Forms
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Be careful of solicitation request from vendors charging you fees to submit these forms. If you have any questions email me or call 210-722-5881.
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Helping Make Peoples Dreams Come True. Your one stop Realtor for all your Real Estate Needs.
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Buying Services for San Antonio Home Buyers
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Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value.
In the following reports, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. Please contact me if you have any questions about buying a home in San Antonio or elsewhere in Texas. Below, select desired reports and complete the form provided.
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Buying Your First Home
Many renters are starting to think about purchasing a home of their own. This article highlights several factors that should be considered when purchasing a home.
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The Right Home at the Right Price
This article helps you become a savvy buyer, by pointing out some of the pitfalls inherent in the home-buying process.
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Avoid Common Buyer Errors
Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. When you have a systematic plan before you shop, you’ll be sure to avoid these costly errors. Here are some tips on making the most of your home purchase.
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But Do You Need It
Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible.
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Fannie Mae Home Buying Basics
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If you are a first-time homebuyer or haven’t bought a home in a while, this guide will offer valuable information about buying a home.
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Down Payment Assistance Programs
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TDHCA Texas First Time Homebuyer Program (Bond Program 74)The Texas Department of Housing and Community Affairs (TDHCA) recently released a new First Time Homebuyer Program (Bond Program 74) that offers a 10-year deferred forgivable 2nd lien for down payment and closing cost assistance. The amount of assistance is up to 4% of the 1st lien mortgage amount. The 30-year first lien fixed interest rate is a competitive 6.25%. To read more clink on the link. Also, added more programs like NACA as well.
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Home Inspectors
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Getting a Home inspection from a TREC licensed Home Inspector is always recommended for new or pre-existing home. You should always obtain references and shop with a least three different home inspectors before you make you finally choice. If you have any questions or need assistance; do no hesitate to consult a professional Realtor. You can call 210-722-5881 or email realestate@joemcasillas.com for further assistance. Please click on these helpful links below to help you choose a licensed home inspector.
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TREC Licensed Residential Service Companies
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Following is a list of Residential Service Companies licensed by the Texas Real Estate Commission to sell residential service contracts in the State of Texas.
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Flood Maps, Insurance, and Information
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Floods are one of the most common hazards in the United States. Flood effects can be local, impacting a neighborhood or community, or very large, affecting entire river basins and multiple states. However, all floods are not alike. Some floods develop slowly, sometimes over a period of days. But flash floods can develop quickly, sometimes in just a few minutes and without any visible signs of rain. Flash floods often have a dangerous wall of roaring water that carries rocks, mud, and other debris and can sweep away most things in its path. Overland flooding occurs outside a defined river or stream, such as when a levee is breached, but still can be destructive. Flooding can also occur when a dam breaks, producing effects similar to flash floods. Be aware of flood hazards no matter where you live, but especially if you live in a low-lying area, near water or downstream from a dam. Even very small streams, gullies, creeks, culverts, dry streambeds, or low-lying ground that appear harmless in dry weather can flood. Every state is at risk from this hazard.
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